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A credit score of 650 is considered fair, falling between the FICO credit score ranges of 600-650 and 700. In 2023, there are various fair credit and average credit cards available. While there's no guaranteed quick way to raise one's credit score, responsible credit behavior can help improve it over time. A good credit score in 2024 typically ranges higher than 650, and the average credit score varies by age and generation.

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